Wealth Planning Trends 2026: Comfort, Catch-ups, and Coin Flips

This presentation highlights key wealth planning trends for financial advisors. It provides actionable insights to support meaningful client engagement throughout the year. The content addresses strategies for managing retirement income concerns. It also explores navigating market volatility and leveraging upcoming tax law changes.

By attending this session, advisors will...

• Learn Year-Round Conversation Starters: Use trends like cash holdings and tax law changes (e.g., Roth catch-up rules, QSBS opportunities) as timely reasons to reach out and keep clients engaged across different life stages and market conditions.
• Spark Deeper Planning Dialogues: Frame discussions around emotional drivers such as peace of mind and income stability to better show how retirement income plans translate into monthly spending and reinforce confidence.
• Leverage Behavioral Insights: Incorporate findings from the 2025 Janus Henderson Investor Survey and behavioral finance frameworks to guide conversations about market downturns, cash allocations, and diversification.

Benjamin S. Rizzuto, CFP®, IMBA, CRPS®

Unless otherwise specified, all meetings are on the 3rd Thursday

Time: 11:30 AM – 1:00 PM
Location: Federal Reserve Bank, 524 Liberty Parkway
Directions and parking information here

Format: Eat together in a gourmet style cafeteria until 11:55, then move to conference room for presentation. Food is not allowed in conference rooms. Please RSVP and arrive on time to enjoy lunch and the speaker.

Registration: $15 members, (see below for Guest Policy)
$160 2026 Season Ticket, covers all regular chapter meetings

RSVP: by the Friday before the meeting.
Season Ticket holders must RSVP by email to [email protected].

This is a two-step process. Both registration & payment must be received.

The Federal Reserve is a secure facility. The doors will be opened 11:30 – 11:45.
FPA is committed to pay for each reservation made. If you cannot keep your reservation, notify Jessica Hawthorne by Friday before the meeting. No shows who fail to cancel will be billed $20.

To pay by mail:

Please make checks payable to FPA of North Alabama and mail to:

Pat Morris
FPA of North Alabama
PO Box 26607
Birmingham, AL 35260-0607

FPA Guest Policy
Effective 1-1-2014

In an effort to boost membership, we have removed the financial incentive to be a continual guest at chapter meetings. All first-time guests may attend chapter meetings at no charge. A guest’s second and all further meetings require a $50 charge. As an incentive to join, members receive great discounts for chapter meetings, our membership outing, and the Symposium, plus access to free CE in the Journal of Financial Planning. Between the networking, the continuing education, and the advocacy of our profession, we believe that the cost of membership is far exceeded by the value.